Canadian Housing Market Shows Signs of Strength Heading Into 2026

Real Estate Nicole Perri 17 Nov

October’s housing data from the Canadian Real Estate Association (CREA) points to a meaningful uptick in activity, suggesting the national market is gaining momentum as we move toward 2026. With multiple interest rate cuts this year, buyers are finally feeling some relief—and it’s showing in both sales and prices. Sales Continue to Climb Home sales […]

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Smart Ways to Cut Your Energy Costs

General Nicole Perri 8 Jul

In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and energy conscious. If you are looking to cut costs or simply want […]

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Budgeting for 2025

General Nicole Perri 13 Jun

With the recent inflation and rising prices occurring across the country, it is time to take control of your finances. One of the quickest ways to understand where your money is going and where you can make changes, is to create a monthly budget. This will help you get a snapshot of your income compared […]

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Unlock Tax-Free Cash with the CHIP Reverse Mortgage

General Nicole Perri 9 May

As you enter retirement, financial stability may be top of mind. Whether you’re looking to cover unexpected expenses, help family members, or simply enhance your lifestyle, having access to additional income can make a difference. For Canadian homeowners aged 55 and over, the CHIP Reverse Mortgage by HomeEquity Bank provides a smart, flexible way to […]

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Refinancing Your Mortgage in 2025

General Nicole Perri 14 Mar

Refinancing your mortgage can be a smart financial move for many reasons, and a mortgage agent, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For some, it’s about unlocking the equity in […]

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What the Bank of Canada Rate Drops Mean for You

Latest News Nicole Perri 6 Feb

With the Bank of Canada rate decreases throughout 2024 into 2025, I thought this would be a great opportunity to update you on what this means for your mortgage. If you’re on a variable-rate mortgage, this will result in a slight decrease in your mortgage payments to match the current rates giving you more cash […]

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First Time Home Buyer Benefits

First Time Home Buyer Nicole Perri 22 Jan

Buying your first home is a significant milestone! While you’re thinking about your affordability and what type of home you want to own, we have some exciting updates around first-time home buyer benefits: New or Pre-Construction Homes: Did you know? First-time buyers looking to purchase a new build or pre-construction home are eligible for 30-year […]

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HUGE NEWS: Insured Mortgage Cap Increases

Latest News Nicole Perri 6 Dec

To all Canadian Homeowners with a property valued at $1,500,000 or less or looking to purchase!! This week you are going to have access to even more mortgage products at a lower rate. On December 15th, 2024, the Canadian government changed the game for anyone who is renewing or purchasing a property valued at $1,500,000 […]

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Buying a Pre-Construction?

Latest News Nicole Perri 6 Nov

On December 15th, 2024 buying a pre-construction just got a bit more accessible! Anyone looking to purchase a new construction home will now have two new options: 1. Access to a 30 Year Amortization 2. Put less than 20% Down Payment These two changes will allow Canadians to free up some cash flow by having […]

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First Time Home Buyers – 30 Year Amortization

General Nicole Perri 11 Oct

Hello First Time Home Buyers!! On December 15th, 2024 the housing market just got a lot more accessible for you. This major mortgage change allows you to purchase a home with less than a 20% down payment and have access to a 30-year amortization. What does that even mean??? With a 30-year amortization, it increases […]

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