Stress Test Removed for All Renewal Switches

Latest News Nicole Perri 11 Oct

Another Government of Canada mortgage update?!? Effective November 21st, 2024 all mortgages that come up for renewal will no longer have to go through the stress test when switching lenders. This change is a positive for every Canadian homeowner because it will remove the barrier of a higher qualification you faced before. What is the […]

Read More

Mortgage Update – Add a Suite to Your Mortgage

Latest News Nicole Perri 11 Oct

The Government of Canada announced a new change on October 8th, 2024 enabling homeowners to add secondary suites to their property. Many homeowners have extra space they may want to convert into rental suites, such as an unused basement, or a garage that could be converted into a laneway home. Historically, the cost of renovating, […]

Read More

Your New Home Moving Checklist

General Nicole Perri 18 Jul

Your New Home Moving Checklist  Congratulations on your decision to buy a new home! Over the years we have seen clients begin this journey with so many questions – and we are here to help! As you prepare to move into your new home, we know there’s a lot to consider and even more to […]

Read More

5 Tips to Manage Financial Stress

General Nicole Perri 6 Jun

With the continued rise of inflation, interest rates and the overall cost of living, uncertainty is high among Canadians. But don’t fret! Here are some tips to help you manage your financial stress and power through these latest economic changes: Prioritize What You Can Control It can be easy to feel like you have no […]

Read More

What You Need to Know About Smart Homes

General Nicole Perri 10 May

Technology is constantly evolving to our needs as a society and individuals. One of these exciting developments has been the creation of smart homes. What is a Smart Home? A smart home is where homeowners can control thermostats, lighting, appliances and other devices remotely. This can be done over the internet through a smartphone or […]

Read More

What are my Amortization Options?

General Nicole Perri 8 Mar

Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice, the amortization period will affect how quickly you become mortgage-free. It will also determine how much interest you pay over the lifetime of your mortgage. A longer lifetime equals more interest, whereas a […]

Read More

How to Avoid Costly Mistakes When Building a New Home

General Nicole Perri 6 Feb

Building a new home is super exciting as you begin to create the perfect space for you and your family. However, building a home is not without its costs and potential surprises. To mitigate bumps on your homebuilding journey and avoid costly mistakes, consider the following tips: Set a Realistic Budget When building your own […]

Read More

Mortgage Renewal Benefits 2024

Mortgage Tips Nicole Perri 12 Jan

Is your mortgage coming up for renewal? There are some incredible options when renewing your mortgage.  We have all the details here on how to make your mortgage renewal work for you as we start 2024. Get a Better Rate When you receive notice that your mortgage is coming up for renewal, this is the […]

Read More

Mortgage Types 101

General Nicole Perri 8 Dec

Get to know the important basics before you choose your mortgage. You have to select what is most important to you – lower rates or flexibility. Before you choose a mortgage, take some time to study the different mortgage types: Closed Mortgage If you want consistency concerning rates and the length of your mortgage agreement, […]

Read More

6 Things For Co-Signers To Consider

General Nicole Perri 14 Nov

Are you thinking about co-signing on a loan? If you’re looking to help out a family member or loved one, a co-signer can help overcome stress testing and borrowing limits. However, it is important to be aware of the implications when co-signing on any loan. Credit History If you are acting as a co-signor on […]

Read More
123